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Travel Insurance FAQs
Why do you need travel insurance?
Travel insurance is designed to pay for certain unexpected costs that may arise when you are travelling. These can include emergency hospital/medical costs, trip cancellation and lost baggage.
Travel accident insurance vs. travel medical insurance?
Travel accident insurance coverage provides a predetermined lump sum in the event of a specific injury or death as a result of an accident only when travelling. Most credit card companies have done away with emergency travel medical insurance and replaced it with travel accident insurance.
Why buy a policy based on coverage, not on price?
It is natural for us to shop around for the best price. We are always looking for the best value. Tell the truth, provide a full medical disclosure, and get responsible coverage.
While spending my winter in Florida last year I was walking on the beach and put my hip out of place. I had to go to a chiropractor. I was able to find a doctor I was comfortable with and he was a doctor that ACM worked with. I notified PrimeLink™ and received my claim number and instructions on the required paperwork I would need. I had the adjustments required and received the paperwork with the details of his adjustments. As promised by my claims advisor, all of the paperwork was waiting for me when I returned home from Florida. I submitted my receipts to ACM along with my gas receipts and was reimbursed. The process was quick and painless and I was done and going in no time.